Privacy Policy

Horizon Specialty Insurance Partners, Inc. values your privacy. Your personal information is only used when appropriate, to provide you with the best possible service, products, and opportunities. When you first become a policyholder, we will provide customers who have a continuing relationship with Horizon Specialty Insurance Partners with a notice that indicates our privacy practices.

Customer information is not sold. We do not provide customer information to any person or organization not affiliated directly with Horizon Specialty Insurance Partners. Persons or organizations acting on our behalf are also required to protect your confidentiality. Medical information is not shared unless you expressly authorize it or unless your insurance policy with us permits it. Former customers, new customers, and prospective customers are provided the same protection.

In the course of doing business with you, Horizon Specialty Insurance Partners will collect and use information that is necessary to administer and service your policy and adjust your claims. We may collect information from the following sources:

• From you (on the application you complete)
• From your transactions with us (payment history, underwriting, and claim documents)
• From consumer reporting agencies (credit and claim history)
• From your insurance agency (information in reference to your account)
• Governmental agencies (to obtain motor vehicle records)
• Medical sources (to assist in adjusting claims)

In order to handle your claims, protect you against fraud, and service your policy, we may disclose information about you to nonaffiliated third parties, but only as permitted by law. We may share information with the following types of third parties, but not limited to those listed:

• Your insurance agent
• Governmental authorities
• Insurance Adjusters
• Consumer reporting agencies
• Mortgage or premium finance companies and leinholders
• Reinsurers